Capital on Demand
Quit worrying about running out of cash - no more supply chain disruptions, late payroll, etc.
Better than a business loan or overdraft
Fast setup
Get up-and-running in minutes, not days. For businesses that qualify, we're able to underwrite an adjustable credit line instantly.
Easy Process
Connect your bank accounts, payment integrators or accounting apps to get a credit limit. No more long calls with loan officers.
Credit limits that grow with you
As you grow, Float grows with you. Your credit limit is determined by your connected business accounts and payment transactions.
Build business credit
We report your payment behavior to all the right credit bureaus and institutions, so you can build your business credit as you use Float.
Do I qualify?
Float is designed for small businesses
We make it easy for you to have access to the credit you need. Get fast and easy access to collateral free credit lines with float
How it works
Fast working capital made easy
We keep it simple.
Instant Funding
You credit line is always available for you any time you need it. Draw funds at any time. No wait time. Funds transfer right into your float cash account.
Fair Pricing
You only pay a fee on what you spend from your credit line . No pesky hidden fees
Repay automatically
Float automatically requests to debit your wallet to pay off a withdrawal when due so you can unlock more spending limits
Credit for every business need
Specially designed to meet your use case.
Invoice Advance
Turn outstanding invoices or card sales into cash. Best for cashflow shortfalls and ordering inventory.
Instant payouts
Borrow money against future card transactions and pay back when you make sales. Best for ecommerce and fintechs businesses that accept online card payments.
Pay with Boost
We pay your vendors or suppliers now, you pay us back within 30 days. Best for retailers, manufacturers, product suppliers
Revolving Credit
Get cash as and when you need it and only pay for what you use. Best for cashflow, ordering inventory, payroll, etc.
Got Questions? We have answers.
Who can get credit?
How is my credit line determined?
Do I need hard collateral to get credit?
What is the repayment duration?
How do I repay my credit?
How can I access a higher credit line?
How do I withdraw cash from my credit line?
Can I make multiple withdrawals on my credit line?
Do you charge interest on the credit?